CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION

From the company

Carthage Savings Carthage Savings was founded in 1888, making the Association the longest running "Hometown Bank" in Jefferson and Lewis Counties. Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes, which aid our schools and allows the government to provide essential services to the communities we serve. We manage over $300,000,000 in assets with a $230,000,000 loan portfolio primarily funded with local deposits. Our Association has four full-service offices. We are well capitalized by all regulatory standards and by nearly all standards, we are considered one of the strongest and safest banks in the country. Carthage Savings continues to make every attempt to provide the.